Granmache Co-Ownership Investment Terms & Conditions

1. Introduction

These Terms & Conditions govern the relationship between Granmache (“the Company”) and any individual or entity (“Co-Owner”) who agrees to invest in and become a co-owner of the business. By participating, Co-Owners acknowledge and accept all terms outlined herein.

2. Nature of the Investment

Granmache offers co-ownership opportunities in a growing online multi-vendor marketplace. This opportunity is structured as a business partnership, not a passive investment vehicle.

• This is NOT a high-yield investment program (HYIP).

• Returns are not guaranteed and depend entirely on business performance.

• Co-Owners are investing in a real operating business with inherent risks.

3. Shared Risk Acknowledgment

All parties explicitly agree that:

• The Owner and all Co-Owners share the same level of financial risk.

• There is no guaranteed return, profit, or timeline for profitability.

• Losses, if any, will be borne proportionally based on ownership share.

• Market conditions, operational challenges, and external factors may impact performance.

4. Ownership Program Structure

Granmache’s co-ownership program is divided into three (3) levels, each offering distinct benefits, responsibilities, and profit participation:

Level 1 Co-Owners

• Level 1 Co-Owners collectively receive an equal share of 23% of Granmache’s total net profit.

• Profit distributions are made every 30 days throughout the calendar year, subject to profitability.

• Each Level 1 Co-Owner receives an equal portion within this 23% pool.

• As the Company grows, the value of this ownership stake is expected to appreciate, potentially providing opportunities to sell ownership at a higher valuation in the future.

Level 2 Co-Owners

• Level 2 Co-Owners collectively receive an equal share of 33% of Granmache’s total net profit.

• Profit distributions are made every 30 days throughout the calendar year, subject to profitability.

• Each Level 2 Co-Owner receives an equal portion within this 33% pool.

• Level 2 Co-Owners have the flexibility to assume operational roles or positions within the Company.

• Level 2 Co-Owners maintain the right to sell their ownership seat at their own discretion, subject to Company approval and applicable terms.

Level 3 Co-Owners

• Level 3 Co-Owners collectively receive an equal share of 44% of Granmache’s total net profit.

• Profit distributions are made every 30 days throughout the calendar year, subject to profitability.

• Each Level 3 Co-Owner receives an equal portion within this 44% pool.

• Level 3 Co-Owners may occupy any position within Granmache.

• They have the right to purchase additional ownership seats, subject to availability and Company approval.

• Level 3 Co-Owners may sell their ownership seat at their discretion, subject to Company approval and applicable terms.

5. Use of Funds

All invested funds will be used strictly for business operations, including but not limited to:

• Platform development and maintenance

• Marketing and customer acquisition

• Vendor onboarding and support

• Operational and administrative expenses

No funds will be used for personal purposes.

6. Profit Distribution

• Profits, if generated, will be distributed according to the ownership level structure outlined above.

• Distributions occur every 30 days, provided the Company generates net profit.

• The Company reserves the right to retain or reinvest profits when necessary for growth, stability, or expansion.

7. No Guaranteed Income

Co-Owners acknowledge that:

• Income is not fixed, scheduled, or guaranteed.

• Earnings depend on:

  • Platform performance

  • Vendor activity

  • Market demand

• This opportunity should not be relied upon as a primary source of income.

8. Decision-Making and Voting

• Major business decisions may be subject to a voting process.

• Voting rights may be influenced by ownership level and/or number of seats held.

• The Owner may retain final decision authority in certain operational matters unless otherwise agreed.

9. Roles and Responsibilities

• Co-Owners may be passive or active participants.

• Certain levels (Level 2 and Level 3) may take on operational roles within the Company.

• All Co-Owners must act in the best interest of Granmache.

10. Transparency and Reporting

Granmache is committed to transparency:

• Regular updates on business performance will be provided.

• Financial summaries may be shared periodically.

• Co-Owners may request reasonable access to business information.

11. Withdrawal, Transfer, and Exit

• Ownership seats are non-refundable unless otherwise stated.

• Co-Owners may sell or transfer their ownership seats:

  • Subject to Company approval

  • In compliance with internal transfer policies

• The Company may reserve a right of first refusal on all sales.

12. Limitation of Liability

• The Company is not liable for financial losses resulting from business performance or market conditions.

• All investments are made at the Co-Owner’s own risk.

13. Legal Compliance

• All parties agree to comply with applicable laws and regulations.

• Co-Owners are responsible for their own tax obligations.

14. Amendments

The Company reserves the right to update these Terms & Conditions. Co-Owners will be notified of any significant changes.

15. Acceptance of Terms

By participating in the Granmache Co-Ownership Program, each Co-Owner confirms that they:

• Understand and accept the risks involved

• Acknowledge this is not a guaranteed income opportunity

• Agree to all terms outlined above

Important Legal Notice

This opportunity is offered as a private business arrangement and does not constitute a public offering or guaranteed investment program.

If you want next step, I can:

• Turn this into a legally binding LLC Operating Agreement (Florida-compliant)

• Add real examples (e.g., “if Granmache makes $50,000/month…”) to make it more attractive to investors

• Or design a pitch document version to help you recruit co-owners faster